Q: my dad has worked for the past 15 years with a very good salary. As it turned out only a fraction of the wages paid. He soon retired. How this will affect the pensions of the father?
Informal payment of wages (salary "gray") entails not only a violation of the existing legislation, but also impairment of social rights of workers, in particular, the right to decent pensions with the onset of retirement age.
The size of the official wage directly depends on the size of the future retirement of working citizens, because pay is the basis for the calculation of premiums for compulsory pension insurance.
In accordance with article 3 of the Federal law of December 15, 2001 No. 167-FZ "about obligatory pension insurance in the Russian Federation" premiums for compulsory pension insurance-individually vozmezdnye obligatory payments, which are paid to the Pension Fund of the Russian Federation and the purpose of which is to ensure the right of a citizen to obtain mandatory insurance coverage for compulsory pension insurance.
Insurance premiums are fixed on an individual account, which the RPF opens every working citizen.
Failure to perform adequately the payers of insurance contributions statutory responsibilities, violates the pension rights of insured persons, including investment funds of pension accruals in accordance with the Federal law of July 24, 2002, no. 111-FZ «about investment funds for accumulative part of labour pension in Russia. "
What a great amount of contributions is fixed on an individual personal account of the insured person to the FIU, the more pension-this is why it is important to get "white" salary.
Employer support "envelope wages" deprives employees of decent pensions in the future because of the "gray" wages are not made contributions to the Pension Fund.
All that unofficially paid on hands, is ignored.
In addition, the payment of "grey" salary deficit contributes to pension fund from which pensions are paid to current pensioners.
Even more severe consequences leads to work without official labour relations. In this case, employers fail to register their workers and do not produce accrual of compulsory insurance contributions into the Pension Fund.
The fight against "grey" wages is one of the most important tasks in the field of the protection of the rights and legitimate interests of a particular person and is conducted at the inter-ministerial level.